The safest way to do
business online

Get paid online using our tokenised payment system

Payment Gateway Benefits


We create seamless online check-out experiences by integrating with major ecommerce providers such as WooCommerce and Magento – making it easier on you, your developers and your customers.

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Using Safe2Pay’s patented tokenised payment system, our payment gateway offers your business the safest way to accept payments online.

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3Competitive pricing

With no monthly fees or set-up costs, we only charge you on a per transaction basis. We also throw in our Virtual Terminal and our PocketPOS app for free.

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Why Safe2Pay?

100% Australian

Safe2Pay is 100% Australian owned and is located in Sydney, NSW. We pride ourselves on being Australian and helping other Australian businesses grow.

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Incredibly Secure

We are a PC1 DSS Level 1 Compliant business with our own patented tokenised payment system. Safe2Pay also holds its own Australian Financial Services Licence and is an official partner of Visa & Mastercard.

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One Stop Shop

With our EFTPOS and Payment Gateway capabilities, we can support your business no matter if it’s a brick-and-mortar shop, an e-commerce online store or both.

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Successfully process over 110 currencies including EUR, GBP, USD, JPY and CNY. Our EFTPOS also offers Dynamic Currency Conversion which allows your customers to pay in their own currency.

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Local Support

Need help? We can be contacted via email or chat. You can also speak to one of our local staff by calling us between 9am – 5pm Mon – Fri.

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Fast Settlement

Receive your money in no more than 48-hours. Perfect for the cashflow of businesses, no matter the size.

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Payment types accepted

Our current POS integrations

Contact Safe2Pay to discuss your business integration needs.

Other Benefits


Relax knowing that Safe2Pay is PCI compliant and holds an AFS Licence.

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International Payments

Give your international customers confidence and convenience at the point of sale by allowing them to pay in their own currency. Safe2pay converts in real-time.

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Real Time Dashboard

A simple log in to Safe2Pay’s dashboard allows you to see the payments that drive your business in real time, from any internet connected device.

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Payment Tokenisation

We utilise our patented Payment Tokenisation solution that ensures top-of-the-line security for both the merchant and their customers.

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Come to Safe2Pay and enjoy secure, reliable & integrated payment solutions made for your business.

Or call 1800 723 327 Mon-Fri 9am-5pm AEST.
Safe2Pay is proudly 100% Australian owned and operated.

Frequently Asked Questions

Do I need an Online Merchant Facility to start using Safe2Pay’s Payment Gateway ?

If you DO have an Online Merchant Facility, Safe2Pay will only need your Merchant ID and Terminal ID to get you started. If you DO NOT have an Online Merchant Facility, Safe2Pay can help you apply for one with Westpac.

How long does the application process take?

If you already have an Online Merchant Facility (Merchant ID/Terminal ID), we can have you up and running in less than 48 hours.
The process for a Westpac Online Merchant Facility can take up to 7 business days from lodging the application, given you have all the required info ready.

Do I have to change my bank account?

No, you’ll be able to use Safe2Pay’s Payment Gateway while banking with your preferred bank.

When will my money appear in my bank account?

If you have a Westpac or St.George business account, your money will settle the same-day. If you currently have a business account with another bank, your money will settle the next business day.

Who do I call if there is a problem with my Payment Gateway?

Please contact us at 1800 723 327 or email us at