The safest way
to do business online

Get paid online using our tokenised payment system.

Tokenised Payment Technology

Using Safe2Pay’s tokenised payment system, our payment gateway offers your business the safest way to accept payments online.

Seamless Integration

Our Payment Gateway can integrate with most popular shopping carts, while also providing CSV exports for your accounting system.

International Payments

Safe2Pay provides competitive transaction fees for international payments and can process over 110 currencies.

Added Value

By signing up to Safe2Pay’s Payment Gateway, you also gain access to our Virtual Terminal and Dashboard, giving your business a competitive edge for free.

24-hour Settlement

Your money is settled to your Westpac business account within 24-hours, improving your business’s cash flow. Settlement into other bank accounts takes less that 48-hours.

Local Support

We’re 100% Australian owned & operated, so if you ever need help our team is ready to talk 24/7 via phone, chat or email.


Safe2Pay Clients

Why Choose Safe2Pay?

100% Australian

Safe2Pay is completely owned and operated from Sydney, NSW.

Multi-Currency Capabilities

We process over 110 currencies and offer customers Dynamic Currency Conversion. 

UnionPay, WeChat Pay & Alipay

Accepts Chinese mobile payments without extra devices.

Local Support

Need help? We can be contacted via email or chat. You can also call us on between 9am – 5pm Mon-Fri.

Incredibly Secure

We are PCI DSS Level 1 Compliant and utilise use payment tokenisaton.


No lock-in contracts, flexible pricing and negotiable rates. There’s no pressure.

Our Current Shopping Cart Plug-ins

What other POS solution should Safe2pay integrate with?



Worried that our EFTPOS doesn’t meet industry standards? Safe2Pay is PCI compliant and partnered with leading Australian brands.

Real Time Dashboard

Safe2Pay’s dashboard allows you to see the payments that drive your business in real time, from any internet connected device.

Dynamic Currency Conversion

Give your international customers confidence at point of sale by allowing them to pay in their own currency. Safe2pay converts in real-time.

International Wallets

Reduce check-out time and encourage spending by accepting mobile wallets like Alipay & Wechat Pay. 

Offline Transactions

Safe2Pay’s EFTPOS can still accept payments even when the connection is down. Perfect for airlines and reception ‘dead-zones’.

Payment Tokenisation

We utilise our patented Payment Tokenisation that ensures top-of-the-line security for the merchant and their customers.

Safe2Pay Product Suite

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  • Unique tokenized payment technology for added security.
  • Accept international payments from over 110 currencies.
  • Same-day or next-day settlement depending on your bank.
  • Negotiable rates for added flexibility.
  • Unique tokenized payment technology for added security.
  • Accept mobile wallet payments including Alipay and WeChat Pay.
  • Seamlessly integrated to your POS system.
  • WiFi, Ethernet, Bluetooth and 3G connectivity.
EFTPOS Machine
  • Accept card payments from your tablet or phone.
  • Accept international payments from over 110 currencies.
  • Same-day or next-day Settlement depending on your bank.
  • Free access to Safe2Pay’s Dashboard.
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  • Accept card payments online without extra website development.
  • Give your customers an online invoice payment option.
  • Same-day or next-day settlement depending on your bank.
  • Visa, MasterCard, AMEX, Diner’s Club and Union Pay.
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  • Manage both your Online & In-store transactions in real-time.
  • Set recurring payments & process refunds.
  • Free with any other Safe2Pay payment solution.
  • Gain valuable Insights into how your customers spend.
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Join Safe2Pay and enjoy secure, reliable & integrated payment solutions made for your business.

Or call 1800 732 237 Mon-Fri 9am-5pm AEST.
Safe2Pay is proudly 100% Australian owned and operated.

Frequently Asked Questions
Do I need an Online Merchant Facility to start using Safe2Pay’s Payment Gateway ?

If you DO have an Online Merchant Facility, Safe2Pay will only need your Merchant ID and Terminal ID to get you started. If you DO NOT have an Online Merchant Facility, Safe2Pay can help you apply for one with Westpac.

How long does the application process take?

If you already have an Online Merchant Facility (Merchant ID/Terminal ID), we can have you up and running in less than 48 hours.
The process for a Westpac Online Merchant Facility can take up to 7 business days from lodging the application, given you have all the required info ready.

Who do I call if there is a problem with my Payment Gateway?

Please contact us at 1800 723 327 or email us at

Do I have to change my bank account?

No, you’ll be able to use Safe2Pay’s Payment Gateway while banking with your preferred bank.

When will my money appear in my bank account?

If you have a Westpac or St.George business account, your money will settle the same-day. If you currently have a business account with another bank, your money will settle the next business day.